Build better & get paid faster.

Nothing in construction is easy, except this.

You’ve got enough to worry about, so your finance solution should help, not hinder. CoFi has partnered with the best lenders to offer financing to meet your needs. We’ve removed compromise from the equation.

Explore Features


CoFi gets your projects funded and gets you paid faster with ease.

Don't sweat these details.

Your best work is done on the job site, not in the office. Don’t let the details of construction finance get you down—or slow you down. Automate project funding with CoFi and pour your energy into passion.

Access the best capital.

If you’ve got problems with financing, you’ve got problems with everything else. CoFi gets your projects funded by our contractor friendly lenders so you can focus on building, not chasing money.

Payments when you need them.

No more monthly draws. No more extended timelines. No more payday loans. With CoFi, get paid on your terms.

Measure once.

With CoFi, there’s no second guessing. We’ve streamlined and simplified our finance processes, leaving no room for confusion. Build with confidence.

No more documents and decimals.

When you’re building dreams, you don’t want to worry about paperwork. CoFi removes the hassle and stress from construction finance.

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"We chose CoFi because of how much time it would save us internally. Our builders have raved about the software, they have given nothing but good reviews of the new automated draw process."
"CoFi has given me the peace of mind to know that all of the validation for my construction payment requests have been taken care of. I can then focus on accurately disbursing funds."
"With the use of CoFi, we've been able to decrease our average payrate to our subcontractors by almost 10 days, which allows them to get their vendors and suppliers paid quicker. We really become a team player."

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Frequently Asked Questions

What types of loans does CoFi service?

Any construction loan with a payment schedule. The most common construction loans are residential, commercial and SBA.

How long does it take to get set up?

Typically, new software implementations for financial institutions can take months of work. Fortunately, CoFi onboarding is simple. Most FI's can be live within 3-5 days.

Onboarding a contractor takes less than 5 min, and can be done on a mobile device.

Does CoFi integrate with Core software providers?

When you use the payment piece of CoFi, all transactions are marked on your GL and correlated to the appropriate account in your core system. We have intentionally stayed away from full integrations with Core providers so we can build innovative solutions for our clients faster.

Do you provide physical inspections of properties?

Yes! We have our own network of inspectors all over the US. We can provide inspections on a monthly basis or on-demand. We inspect residential and commercial properties.

Do contractors interact with CoFi?

Like FI's, contractors are frustrated with the payment process and are looking for solutions. Our FI's average over 90% adoption rate from contractors. Contractors also use CoFi as a stand alone product to help them pay their subcontractors in an easier way. The future of construction finance is digital and contractors trust CoFi for their payment needs.

Do borrowers interact with CoFi?

Yes. Before CoFi borrowers interacted with their finances on their projects primarily via paper and confusing spreadsheets. With CoFi they now have a cloud based portal to manage their project finances.

Do developers interact with CoFi?

Yes. Developers are able to participate or own the financials of a project.

Does a GC, or borrower see all the financials?

As the FI, you choose how contractors and borrowers interact with and view the finances.

Want to see CoFi in action?

With years of experience in construction and development, we provide the expertise and understanding to ensure success for everyone involved.

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