Build better & get paid faster.

CoFi and its partner lenders have a wide variety of construction loans for builders and developers in both Residential and Commercial. Loan types include A&D (acquisition and development), vertical, and new construction. For new residential construction loans, CoFi sources funding for single- and multi-family, fix n’ flip, build-to-rent, and one-off infills scaling up to large developments. For commercial construction loans, CoFi offers the full spectrum of commercial real estate lending.

CoFi’s partner lenders are strategically selected for their dedication and investment in construction financing. To get your projects funded, the marketplace contains regional and community banks, credit unions, as well as a variety of specialized private money lenders.

Builders know that rates are tied to risk and review. With the variety of lenders CoFi offers, expect the best possible rates for your project.

Be prepared to provide the basics - typical plat, proforma, budget, cost/value, address. Don’t hesitate to secure an appraisal on your project as most lenders value that assessment. Click here to get started.

Timely decisions are critical for business. Depending on the project, borrower, and elected partner, new lending relationships are typically formed and loans are closed within a few weeks.

Equity requirements vary based on the goals and desired outcomes of the project. Our team and lenders are here to help. CoFi will seek to understand your position and find what would be best for you.

Each lender has different risk appetites. CoFi has lenders that will go as high as 90%+ on LTC and 80% LTV.

Click here to fill out our form to get started. A CoFi representative will be with you soon.

Draws with CoFi can be paid via ACH, Check, Wire, or Account Transfer* (if available).

We understand that the speed of payment is critical to a successful project. CoFi and participating lenders turn draws on-demand.

Traditionally, decisions to lend rest with the four C's of lending: Capacity to repay, Capital, Conditions of the loan, and associated Collateral. Although most of those details continue to drive decisions, most of our lenders dive deeper in the project, builder history and experience. Most of our builders qualify.

Each lender is different, and a credit check may be required to close on a loan through CoFi.

All lenders are different and an appraisal is an important part of real estate, estimated project value, and construction lending. CoFi recommends an appraisal on most properties and projects.