Modern construction financing.

Turning details into dividends.

Reducing inefficiencies through multiple points of the finance process means scalability is easier than ever.

Explore Features


We understand contractors and help you work with them to simplify the construction financing process and reduce fraud.

Inspecting the unexpected.

With an in-house team of seasoned inspectors, we discover challenges before they become problems. Basically, we turn mountains into molehills.

Common sense fraud prevention.

Billions are lost to construction fraud every year, but no longer. With CoFi, enjoy perfect transparency for perfect peace of mind.

Demolish inefficiency.

Contractors should focus on building. Give them CoFi to streamline the process of construction finance.

Our interest in interest.

When payments are processed quickly, interest accrues sooner. That means greater gains for you and your shareholders.

Lose less, make more.

CoFi helps prevent fraud and kickstarts lending timelines. That’s an equation in your best interest.

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"We chose CoFi because of how much time it would save us internally. Our builders have raved about the software, they have given nothing but good reviews of the new automated draw process."
"eDraw has given me the peace of mind to know that all of the validation for my construction payment requests have been taken care of. I can then focus on accurately disbursing funds."
"With the use of CoFi, we've been able to decrease our average payrate to our subcontractors by almost 10 days, which allows them to get their vendors and suppliers paid quicker. We really become a team player."

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Frequently Asked Questions

What types of loans does CoFi service?

Any construction loan with a payment schedule. The most common construction loans are residential, commercial and SBA.

How long does it take to get set up?

Typically, new software implementations for financial institutions can take months of work. Fortunately, CoFi onboarding is simple. Most FI's can be live within 3-5 days.

Onboarding a contractor takes less than 5 min, and can be done on a mobile device.

Does CoFi integrate with Core software providers?

When you use the payment piece of CoFi, all transactions are marked on your GL and correlated to the appropriate account in your core system. We have intentionally stayed away from full integrations with Core providers so we can build innovative solutions for our clients faster.

Do you provide physical inspections of properties?

Yes! We have our own network of inspectors all over the US. We can provide inspections on a monthly basis or on-demand. We inspect residential and commercial properties.

Do contractors interact with CoFi?

Like FI's, contractors are frustrated with the payment process and are looking for solutions. Our FI's average over 90% adoption rate from contractors. Contractors also use CoFi as a stand alone product to help them pay their subcontractors in an easier way. The future of construction finance is digital and contractors trust CoFi for their payment needs.

Do borrowers interact with CoFi?

Yes. Before CoFi borrowers interacted with their finances on their projects primarily via paper and confusing spreadsheets. With CoFi they now have a cloud based portal to manage their project finances.

Do developers interact with CoFi?

Yes. Developers are able to participate or own the financials of a project.

Does a GC, or borrower see all the financials?

As the FI, you choose how contractors and borrowers interact with and view the finances.

Want to see CoFi in action?

CoFi understands that a successful relationship between builder and lender is critical—and a two-way street.

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